Mortgage Qualification Calculator

Enter the values below (the first one is set if you came off the link on the mortgage results page). The calculator will try to calculate what kind of income lenders will expect you to be making to qualify for the specific values. Property tax and home insurance numbers vary greatly by house price and construction type so you may need to make some rough estimates.

This form is most useful if you have already completed the Mortgage Calculator. That form will fill out item #1 below.


    Monthly mortgage principal/interest

    Enter expected annual property tax (roughly 1.4% of property value - $14 for every $1000)

    Enter expected annual home insurance: (roughly 0.4% of property value - $4 for every $1000)

    Enter expected monthly debt payments (car/student loan, credit cards, etc)

    Sale Price of Home

    Down Payment